We all plan for our future - educations, careers, vacations, even for the unexpected. But many people pause when it comes to planning for the inevitable...
Many people today hesitate when they consider pre-arranging funeral services. Although it can remind us of difficult times ahead for either a loved one or even for ourselves, pre-arranging need not be an uncomfortable event. It can be an important and responsible step that can save both emotional and financial distress.
Pre-funding a funeral is one of the best decisions a person can make.When a funeral is pre-funded in its entirety at Britton Funeral Homes, the price of the funeral is then guaranteed. That means the cost of the funeral is locked in and will never rise, regardless of when the need arises. Additionally, by locking in the price, the funeral costs are protected against the effects of inflation.
There are several funding options you may choose from:
1. Insurance Policy:
This insurance policy is easy to purchase. There are no health questions or physical examinations required. A one time premium or multi-pay premiums 36 and 60 month installment are available. The Serenity Plan offers dividend-based increasing benefits that exceed other pre-need funding methods including traditional Funeral Trusts. Insurance policies bear no tax-consequences what so ever. These policies are approved for use by the Massachusetts Insurance Commission. This funding method is accepted by Medicaid.
2. Assignment of existing Insurance Policies
Existing policies may be assigned to the funeral home, provided they are in force and carry no loan obligation. Medicaid requires that the Funeral Home be made the owner and beneficiary of the policies.
We would be happy to assist with the necessary documentation required for any of the above mentioned funding methods.
At Britton Funeral Homes, we offer a pre-planning program that can be tailored to satisfy your individual needs. And, arrangements may be made at the funeral home or even in the comfort and privacy of your own home. If you would like more information about pre-planning services for you or for a loved one, please feel free to contact us here.
There are a growing number of options available to the public today when seeking to preplan and prepay their final wishes. We can tailor a plan that's right for you. From single pay plans to automatic monthly bank withdrawals designed to meet anyone's budget concerns, our staff would be pleased to outline the choices available.
A prepaid funeral can protect you and your family from future inflationary trends while providing the peace-of-mind of knowing that they will be cared for after you are gone. Below you will find more detailed explanations of the plans that we have available.
If you would like to request an appointment after you have reviewed this information, we would be pleased to have one of our staff go over any additional questions you might have.
When is the Best Time to Pre-Plan Your Funeral?
We’d like to say “right now”, but know you may not be emotionally ready to take on this task. Perhaps the best time to begin making your funeral pre-arrangements is when you have a family you wish to protect from the emotional and financial burdens they will carry when you leave them with no plan at all.
By taking time now to collect funeral cost information and calmly making choices related to your own funeral arrangements, you'll be protecting your family against the stress of having to make these decisions at a time of extreme emotional stress. This way you can carefully choose specific items you want and need... and pay for them now. Prepaid Investments through funeral homes allows families to fund their funerals in advance through different investment vehicles.
The Six Common Reasons for Pre-Planning a Funeral
Today, more individuals and families are making the decision to prearrange their funerals than ever before. Because of the factors such as inflation, fewer extended family members living close by, and other changes in our society, planning your own funeral can make a lot of sense.
In a recent survey, these were the most common reasons people gave for prearranging their own funerals:
Communicates your wishes
Reduces stress for friends and family at an already emotional time
It may guarantee your family will never have to pay more for your funeral — no matter what happens with inflation
Shows you care
Relieves your loved ones of the financial responsibility
Any one of those reasons is good, but when you take them all together, it’s easy to see why pre-planning your funeral is one of the smartest things you can do. If you agree, give us a call to set an appointment with one of our certified pre-planning advisors, or get started right now, with PreArrangement Online. Don’t worry. It’s safe, secure, and completely private.